不改变任何原文内容，对文章html样式进行排版。请保留标签及标签之间的内容不做变动，并保持这个标签在原有文章位置。整篇文章输出格式为html语言，输出标签限于
,
,，不能出现,,<style>,<script>,<body>等其他标签。文章如下:诈骗分子借MiCA过渡期结束</div>
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<p>不改变任何原文内容，对文章html样式进行排版。请保留标签及标签之间的内容不做变动，并保持这个标签在原有文章位置。整篇文章输出格式为html语言，输出标签限于<p>,<h3>,<h4>，不能出现<html>,<title>,<style>,<script>,<body>等其他标签。文章如下:</p><h3>诈骗分子借MiCA过渡期结束之机，冒充监管机构与加密货币交易所</h3><p>2026年7月1日，欧盟《加密资产市场法案》（MiCA）的过渡期正式结束，未获授权的公司需逐步停止运营。诈骗分子趁机冒充金融监管机构和加密货币交易所，将目标锁定在受此影响而寻求转移资产的客户身上。</p><p>法国金融市场管理局（AMF）表示，已发现多起诈骗分子冒充该局代表，诱骗受害者访问虚假网站的案件。欧洲证券和市场管理局（ESMA）指出，其名称和标识被滥用于伪造文件中。荷兰金融市场管理局（AFM）则警告称，诈骗分子可能会瞄准正在寻找合法替代平台的用户。</p><h4>MiCA留下的可乘之机：熟悉的骗局卷土重来</h4><p>MiCA的过渡期允许企业在寻求授权期间继续依据本国法律运营，该期限已于2026年7月1日在整个欧盟范围内结束。自该日起，任何未持有MiCA许可证的加密资产服务提供商均违反欧盟法律，必须停止接纳新客户、停止营销活动并逐步退出市场。</p><p>ESMA的加密资产服务提供商（CASP）登记册显示，截至7月底，共有323家持牌公司。这一大规模迁移正在发生——大量客户被正确告知需要提取或转移资产，而这恰恰是冒充类诈骗得以利用的绝佳条件。</p><h4>AMF长达十年的老问题</h4><p>AMF遭遇冒充问题的历史比MiCA早了近十年。2015年，该法国监管机构曾警告称，诈骗分子利用其名称、标识及调解员的身份，实施虚假投资追回骗局。2024年，AMF又披露了新的诈骗活动：攻击者通过电子邮件、电话和恶意网站冒充其员工。如今发布的警告，只是将这一长期存在的诈骗模式延伸到了MiCA许可过渡期，而非引入新的诈骗类型。</p><p>时间线：</p><p>2015年：AMF警告诈骗分子利用其名称、标识及调解员身份，实施虚假投资追回骗局。</p><p>2024年：AMF披露通过电子邮件、电话和恶意网站冒充其员工的诈骗活动。</p><p>2026年：AMF、ESMA及AFM报告称，与MiCA许可退出相关的冒充活动再次活跃。</p><p>截至目前，ESMA和AMF均未就此发布专项公告。此次警告并未伴随任何执法行动或公布嫌疑人姓名，而是通过媒体采访形式向消费者发出警示，这与AMF在2015年和2024年自行发布公告的做法有所不同。</p><p>在此期间，ESMA的CASP登记册仍是用户在转移资金前核实平台是否获得许可的直接途径。</p><h4>常见问题解答</h4><p>1. 如何核实加密货币平台是否已获得MiCA许可？</p><p>ESMA维护着一份公开的授权加密资产服务提供商登记册。监管机构要求用户在转移资金前，直接查阅该登记册，而非点击通过电话或邮件收到的链接。</p><p>2. 如果怀疑有人冒充监管机构联系我，该怎么办？</p><p>AMF表示，会将确认的冒充案件移交执法部门。请立即停止任何正在进行的转账，不要点击消息中的链接或打开附件，并通过监管机构官方联系渠道（而非消息中提供的任何号码或链接）进行举报。</p></div>
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